Working With a Fiduciary
Get Tailored Fiduciary Advice
What does it mean to work with a fiduciary? This means that you are working with a financial advisor who carries greater weight and accountability when providing investment recommendations. It requires us, as your advisor, to take into account your entire financial circumstance and create a holistic financial plan.
Our goal is to build a foundation of mutual respect and understanding with our clients by dedicating the time needed to listen to their goals and provide education on their options. Being an independent firm, we are not limited to any proprietary products, which allows us to recommend only the products and services that address your specific needs and choose investments solely on the merits of their characteristics and in support of your financial goals.
We know that clients want more than an advisor who just manages their investments; they want someone who can they can trust with the various financial components of their lives through each major event and change. This is why, as a fiduciary, we drive from our own life experiences to form authentic relationships with our clients and always uphold their best interests.
Acting as a fiduciary carries a greater level of responsibility than the typical broker/client relationship, so whether you are a young accumulator (age 18-40), an experienced accumulator (age 40-55), a pre-retiree (age 55-65), or a retiree (age 65+), we are here to put a plan in place that is custom to the stage of life you are currently in.
How A Fiduciary Works With Each Life Stage
Each stage of life comes with different milestones, items to save for, and potential roadblocks. As your financial advisor, we take the extra steps to make sure each one is addressed and that your financial plan is custom to where you are.
Young Accumulator
(Ages 18-40)
Working with clients in this stage of life, it's important to plan for major purchases, like a house, while balancing major events like getting married starting a family.
Experienced Accumulator
(Ages 40-55)
Clients who fall into the experienced accumulator category are more established in their career and are saving for things like their childrens' college.
Pre-Retiree
(Ages 55-65)
Pre-retirees are finalizing their retirement plans while simultaneously preparing for major life events like caring for aging parents, selling their business, and saving for their own healthcare needs.
Retiree
(Ages 65+)
Once someone hits the retirement stage, they may feel like they've reached the financial planning finish line, but it's important to still plan for long-term care as well as estate planning.
Our 8-Point Pledge
The 32 point compass contains 8 principal points adding the directions of NE, SE, SW, and NW to the four cardinal directions N, S, W, and E that further define your path. As your financial advisor, we take the steps necessary to help build and protect our clients' wealth by guiding them in the right direction while adhering to our 8-point pledge.
